Terms of Use

If you access and use this website (the “Site”), you accept and agree to be bound by and comply with the terms and conditions outlined below (the “Terms”). If you do not accept the Terms, please do not use this Site.

General

The Terms are applicable to all products and services of Lighthouse Group.

The Terms are to be read by you together with any other terms, conditions, or disclaimers provided in the pages of the Site. You are deemed to have notice of them regardless of your use or downloading of only part of this Site. The material, information, or other content provided in the pages of the Site (the “Information”) may be changed at any time without notice. Such changes may be made by updating this posting. Your continued access or use of the Site will mean that you agree to any such changes.

Copyright

Certain names, words, titles, phrases, logos, icons, graphics or designs, or other content in the pages of the Site are trade names or trade-marks owned by Lighthouse Group, or trade names or trade-marks licensed to it by the owner.

The display of trade-marks and trade names on pages at the Site does not imply that a licence of any kind has been granted to anyone else. The Information on the site is for your personal use only. Any unauthorized downloading, re-transmission, or other copying or modification of trade-marks and/or the contents of the Site may be a violation of any federal or other law that may apply to trade-marks and/or copyrights and could subject the copier to legal action.

Lighthouse Group, its affiliates, and/or its subsidiaries own the copyright in the underlying HTML code, text, graphics, audio clips, video clips, selection and organization and other content that is made available to you on this Site. The Information is protected under the copyright laws of Canada and other countries. Unless otherwise specified, no one has permission to copy, redistribute, reproduce, republish, store in any medium, re-transmit, modify or make public or commercial use of, in any form, the Information.

Liability and Warranty Disclaimer

All information is believed to be accurate, but cannot be guaranteed.

Amendments

We may at any time amend these Terms of Use by updating this posting. All users of this site are bound by these amendments should they wish to continue accessing the website, and should therefore periodically visit this page to review any and all such amendments.

Links to third-party sites

The Site contains hyperlinks to websites operated by parties other than Lighthouse Group (sometimes referred to as “third-party websites”). Such hyperlinks from or to websites outside of the Site are meant for convenience only. Lighthouse Group does not control such websites and is not responsible for their respective content. Lighthouse Group’s inclusion of hyperlinks to such websites does not imply any endorsement, approval, or control of the material on such websites or any association with their operators. Linking to any such site is at your sole risk and Lighthouse Group will not be responsible or liable for any damages in connection with linking. The Lighthouse Group privacy policy does not govern third-party websites.

No endorsements

No endorsement of approval of any third parties or their advice, opinions, information, products, or services is expressed or implied by Lighthouse Group.

No warranties

Lighthouse Group and its affiliates, subsidiaries, officers, directors, employees, or agents provide this Site, and the Information herein, on an “as is, where is basis” and do not make any express or implied warranties, representations, endorsements or conditions with respect to the Site or the Information, including, without limitation, warranties as to the merchantability, operation, non-infringement, usefulness, completeness, accuracy, currentness, reliability, and fitness for a particular purpose. Further, Lighthouse Group does not represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions, or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.

Security

This Site is not a secure medium for communication except where indicated. Any confidential, proprietary, or sensitive information transmitted by a user by means of this Site may be read and copied by unauthorized persons.

Internet e-mail

Any unprotected e-mail communication over the Internet is not confidential and is subject to possible interception or loss, and is also subject to possible alteration. Lighthouse Group is not responsible for and will not be liable to you for any damages in connection with an e-mail sent by you to Lighthouse Group or an e-mail sent by Lighthouse Group to you.

Limitation of liability

Neither Lighthouse Group nor any of its directors, officers, employees, or other representatives will be liable for damages arising out of or in connection with the use of the Site. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property, and claims of third parties.

Jurisdiction

The Site is administered by Lighthouse Group from its offices in Ontario. The Site will be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein. By accessing this site, you submit to and attorn to the exclusive jurisdiction of the courts of the Province of Ontario.

Privacy

For the Lighthouse Group privacy policy, please view the link entitled “Privacy Policy”.